Don't have a Forum account? Have a Forum account? Login Here. Search Post reply Subscribe to thread. Join Login. Thread Tools. What's this? Thomas Cook Special Exchange Rate when booked via them? Hi All We booked with Thomas Cook to go to Greece and they offered us a special rate to change into euros. They wouldn't tell me the rate. Could anyone say they would be a better deal than anything on travel money max from past experience?
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Anyone got any opinions? There are currently no thanks for this post. Page 1. If you've got a Halifax Clarity Card, why change cash? An electronic form of payment is inherently cheaper than changing banknotes because extraterritorial cash is expensive to handle.
When you use a card, Visa or MasterCard obtains a wholesale interbank rate and no money crosses borders. GBP is paid between UK bank accounts and the foreign currency is paid between bank accounts within the foreign country. When you change cash, either in the UK or abroad, one currency will always be extraterritorial, i.
If you change cash in the UK, the foreign cash will be extraterritorial, or if you change your cash abroad, the GBP will be extraterritorial.
Thomas Cook Special Exchange Rate when booked via them ? - digikelbcarbge.cf Forums
Physical cash is inherently expensive to handle, extraterritorial cash even more so. In the wholesale banknote trading markets, cash is consequently traded at a premium or discount compared to electronic funds, and the premium or discount depends on several factors. For example the physical state of the banknotes is relevant; in Russia and other parts of Eastern Europe a pristine state is expected.
The denomination is also relevant because smaller denominations are more expensive to transport.
Another factor affecting some currencies is the issuer of a banknote; for example there are multiple issuers of GBP and HKD banknotes, and Scottish banknotes have a lower wholesale value than Bank of England banknotes. Forget taking cash across borders unless you want to pay unnecessarily for these costs through a worse exchange rate.
Stick with your Clarity Card, and use that to withdraw cash, ideally paying it off immediately via online banking after each withdrawal. It is strange that Thomas Cook wouldnt tell you the rate of the product they were trying to sell, cant have been that good! Travelmoneymax is the best way to search for the best travel money rate.
Forget about Thomas Cook's 'special rate' and simply withdraw Euros at the airport in Greece. Users saying Thanks 1. If they can't even be honest about an exchange rate. Sorry, thread closed. The time now is AM. Sign up for MoneySaving Emails. Welcome to our new Forum!
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Rates are often not as competitive as other leading providers and we recommend using our tables to make an accurate comparison before making a purchase. Online rates will differ from branch exchange rates. Next day home delivery available.
Free branch collection service. Delivery timescales: Orders placed Monday-Thursday before 2pm will be delivered the next working day before 1pm. Orders placed Monday-Wednesday after 2pm will be delivered on the second working day after your order was placed before 1pm. Orders placed Monday-Thursday before 2pm will be delivered the next working day before 1pm. If you order on a Thursday after 2pm or before 2pm on a Friday your order will arrive on the following Saturday or Monday before 1pm.
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